Don't Let Your Credit Score Prevent a Job Offer

It is said that as many as 40% of employers now do a credit check for job applicants and potential employees before they extend an offer. With the job market the way it is, employers have the upper hand and can be very selective with the people they hire. By having a good credit score, you can put yourself ahead of the competition.

In some cases the employer may require that their new hires have at least a minimum credit score in order to work for the particular company. In their eyes, a poor credit score shows a lack of responsibility and an inability for the potential employee to take care of what should be one of the most important pieces of their personal lives. In these cases, employers are found having to turn away even the most qualified applicants simply because of company policy.

What seems to be a more common practice is when it comes time to make a job offer and the employer has two equally qualified and likable candidates. In these circumstances, the minute details can make the difference between securing a job or not. Hiring managers often intentionally bring two candidates through the entire interview process so they have something else to compare you with. When all else is equal, your credit score can make or break your chances of landing the job.

Don't waste your time going through interview after interview without first making sure a credit check will pass. You don't necessarily have to have great credit, but you don't want to fall below the national average. In that case, even the best qualifications and interviewing skills may not be able to help you.

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